The
Value of an Advisor
"The
Value of an Advisor" would normally be a self-serving article
telling the reader why they should be doing business with the author.
And it would be skipped by many readers, (I would skip reading it
myself.) But this isn’t written by me. These are exerpts from
a seminar by the wonderful people at Fidelity Investments, the pioneers
of do-it-yourself investing. They discovered something, The Value
of an Advisor. Enjoy... (JJR)
Have
you defined your financial and retirement goals?
Have
you developed a strategy to achieve these goals?
Have
you recently reviewed this strategy?
Are
you taking advantage of all the investment opportunities available
to you?
Are
you or have you considered using the services of a financial advisor?
Many
of us like to imagine a long, comfortable, active retirement. The
reality is it just won’t happen without a plan. The hardest
thing about creating a financial/retirement investment plan is getting
started. And no wonder. There are big decisions to be made that
can affect our lives for years to come. The process can be stressful.
It can be frustrating. But it is vitally important. Fortunately,
a professional financial advisor can help you make creating a plan
much easier. It’s an advisor’s job to understand how
you feel and to offer the kind of information you need to make the
best possible choices.
There
are literally thousands of investments to chose from. But believe
it or not, the specific ones you choose may not be the most important
decision you make. Because financial planning is really about:
Developing
an investment strategy
Monitoring
your strategy over time
Making
sure your retirement plan fits in with your overall financial plan
Remember:
Retirement planning is an active, ongoing process. So, even if you
have a plan in place, it’s essential that you regularly review
it with the help of an advisor.
These
days, it seems that everywhere you turn, you run into a financial
expert. From the Internet sites to financial publications, junk
mail to conversations at the water-cooler, everyone thinks they
know what’s hot and what’s not. It’s information
overload. And that won’t help you make sound financial decisions.
Instead, turn to someone who has the knowledge, the expertise, and
the resources to give you timely, objective information –
a financial advisor.
Type
in the key word about retirement planning onto an Internet search
engine. Hit search. Count the number of hits you get. (100? 1000?)
Then, call your financial advisor. Ask your question. You’ll
get one answer – the one you need, tailored to your situation.
You
may be a sophisticated investor. You may be just starting out. Whatever
kind of investor you are, a financial advisor has the experience
to help you define your goals, sort through the various choices,
and craft a flexible financial strategy. In addition, an advisor
will help you understand your tolerance for risk and help you make
the appropriate allocation of your investment dollars among conservative
and aggressive investments.
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