CIS Money Management
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Research Drives Money Management
Our research is in charge of the Model Portfolio. We don’t just analyze the current environment, but have gained an understanding of what characterized previous cycles and what to expect from current and future cycles. This analysis keeps us from jumping on “false signals” that could end up just being counter trends within a major trend.

For instance, previous bull markets in stocks have started when the market traded at P/E ratios in the single digits. They started after debt levels peaked and started to come down, in real terms. Bull markets usually start after a recovery of pricing power has returned to businesses.

None of these conditions were present when the market started to rally recently. Being able to tell the difference between a new bull market and a rally within a bear market can mean the difference between success or failure.

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Financial Planning

Money Management

Retirement Planning

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