CIS Money Management
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A Better View From Up Here
A prevailing theme in many advisory firms is the “bottom-up” approach. This is where they study companies and put together a “portfolio of good companies.” They believe this can override the forces that drive markets up and down. Research shows this isn’t true.

Most research shows that the direction of a stock is primarily dependant on the direction of the market, secondarily it is dependant on the direction of its industry and lastly on its own fundamentals.

Knowing this, we take a top-down approach. We look to the long-term cycles of the market and economy. We determine where in the cycle we are, based on history and current statistical trends. We determine an economic overview and market valuation. We then determine which sectors will likely perform best given the overview. We then look to the industry and last we pick stocks within the industries best poised to do well.

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Financial Planning

Money Management

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