CIS Model Portfolio for Income
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Asset Allocation
We believe asset allocation can make or break the total return performance of a portfolio. It would be a mistake to just look for the highest yielding investments and try to build a portfolio out of those. The higher the yield, the riskier the issue. High yielders can find a home in a well diversified portfolio, if they are a small percentage and the investor understands the risks involved. We can customize and income portfolio for the client’s needs. Generally, they would be classified as Aggressive, Moderate and Conservative based on risk tolerance of the investor and income. (These Portfolio Allocation Choices can be viewed through the link on the right.)

We will also include some assets classes not mentioned above. This is because they are not income oriented but are part of our standard Model Portfolio. Precious Metals can be an inflation fighter, offsetting the impact rising inflation may have on the portfolio. Hedge positions (Inverse stock and bond ETFs and funds) can give the investor an additional layer of protections against market declines. Inverse funds are designed to go up as markets go down.

QUINT-ESSENTIAL STRATEGY

PORTFOLIO ALLOCATION CHOICE'S

PORTFOLIO CONSTRUCTION

MODEL FOR INCOME

ECONOMIC CYCLES

INVESTMENT PRINCIPLES

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